An interest-rate announcement can leave you wondering whether your moving plans still make sense. Before changing those plans, start with a closer look at your own numbers. On October 28, 2026, the Bank of Canada raised its policy rate by 0.25 percentage points to 2.50%. That is the central bank’s policy rate, not the mortgage rate offered to an individual borrower. What Should Buyers Do ...

By Jami Joy, Team Leader of TeamJoy 💜 | RE/MAX All-Stars Realty Inc. Brokerage Morning coffee by the lake. Family weekends on the dock. A little more room to breathe. There is plenty to love about waterfront living in Kawartha Lakes—but a beautiful view is only one part of finding the right property. Whether you are looking for a summer cottage or a year-round home, take time to ...

Still on the Fence? Your Mortgage Rate Hold Has an Expiry Date What the October 28, 2026 interest rate announcement means for Kawartha Lakes buyers and homeowners By Jami Joy | Team Joy If buying a home has been sitting on your “maybe soon” list, it’s time to take another look at your mortgage pre-approval. On October 28, the Bank of Canada raised its policy interest rate from ...

By Jami Joy of TeamJoy, RE/MAX All-Stars Realty Inc. Brokerage Choosing where to live is about more than finding a house you love. It is about the school run, your morning coffee, the places you spend your weekends and how easily you can manage everyday life. Lindsay and Fenelon Falls both offer reasons to call Kawartha Lakes home. The right fit depends on what matters most to you. Lindsay: ...

By Jami Joy, SRES® | TeamJoy | RE/MAX All-Stars Realty Inc. Brokerage If your home-buying budget is between $500,000 and $600,000, what could your next chapter look like in Kawartha Lakes? It could mean a detached home with a backyard, a bungalow with a more manageable layout, or a condo that reduces some of the outdoor upkeep. Publicly advertised listings reviewed on October 4, 2026 show ...

Jami Joy, SRES® | Team Leader, TeamJoy💜RE/MAX All-Stars Realty Inc. Brokerage | www.TeamJoy.ca A guide for homeowners planning their next chapter. Market information checked October 4, 2026; 2027 figures are forecasts, not results. A home can hold decades of family dinners, celebrations and everyday memories. Deciding to leave it is rarely just a real estate decision. Perhaps the stairs ...

For many homeowners, the word “downsizing” can feel emotional. A home holds decades of memories—family dinners, holiday mornings, children growing up, and milestones that shaped a lifetime. But there comes a point when a home may no longer fit your current lifestyle, needs, or future goals. Downsizing doesn’t mean giving something up. In many cases, it means gaining ...

Helping Mom and Dad Sell the Family Home: A Guide for Adult Children in Kawartha Lakes Watching your parents prepare to sell the family home can be an emotional and overwhelming experience. That house may be filled with decades of memories—from childhood milestones to holiday traditions. As an adult child, your role is not only supportive but often practical, helping navigate complex ...

Navigating Real Estate After Divorce: What You Should Know This Spring Spring is often seen as a season of renewal—a time when people start fresh, make changes, and look forward to brighter days. For those going through a divorce, the season can also bring emotional and financial challenges, especially when it comes to real estate. Whether you're deciding to sell the family home or buy a ...

The Best Time to Buy in Cottage Country? Why May Might Be Your Moment As the ice melts and lakefronts come back to life, there's something magical about May in Kawartha Lakes. The birds return, docks are reinstalled, and weekenders begin planning their summer getaways. But beyond the scenic charm, May holds a strategic advantage for homebuyers eyeing a cottage property. If you're considering ...

Top 5 Curb Appeal Boosts That Make a Big Impact This Spring in Kawartha Lakes Spring is finally here in Kawartha Lakes, and with the snow melted and buds blooming, now is the perfect time to refresh your home’s exterior. Whether you're planning to sell or just want to take pride in your property, first impressions matter. Curb appeal not only increases your home’s value—it ...

Weekend Getaway or Forever Home? Why Kawartha Lakes Offers Both Picture this: mornings on the dock with coffee in hand, afternoons spent exploring charming small towns, and evenings under a sky full of stars. Whether you're craving a peaceful escape from the city or searching for your next forever home, Kawartha Lakes has a way of turning the dream into reality. More than just a cottage ...

The Home Appraisal Process: How Much Is Your Home REALLY Worth? When selling or refinancing your home, one crucial step can make or break your deal—the home appraisal. Understanding the appraisal process can help you set realistic expectations and prepare for the best possible outcome. Here’s what you need to know. What Is a Home Appraisal? A home appraisal is an unbiased, ...

Thinking of Buying a Home? Here’s What You NEED to Know Before House Hunting in Kawartha Lakes Buying a home is an exciting milestone, but without the right preparation, it can quickly become overwhelming. As a real estate agent in Kawartha Lakes, the most common question I get from buyers is: “How do I start the home-buying process?” Many people assume the first step is ...

Going through a breakup or divorce is never easy, and when real estate is involved, the decisions become even more complex. If you and your former partner own a home together in Kawartha Lakes, one of the biggest questions you'll face is whether to sell the property or buy out your former partner’s share. Each option has its own financial, emotional, and legal implications. This guide will ...

How to Find the Perfect Home for Retirement in Kawartha Lakes Retirement is an exciting new chapter of life, and choosing the right home is one of the most important decisions you'll make. Kawartha Lakes is an increasingly popular destination for retirees, offering beautiful landscapes, a relaxed lifestyle, and access to essential amenities. Whether you're looking for a peaceful waterfront ...

House Hunting in March: Pros and Cons of Shopping for a Home in Early Spring Spring is a time of renewal, and for many homebuyers in Kawartha Lakes, it’s also the perfect time to start house hunting. With winter’s grip loosening and the summer market still a few months away, March offers unique opportunities and challenges for those looking to purchase a home. Whether you're a ...

Spring Market Prep: How to Get Your Home Ready for a Quick Sale in Kawartha Lakes Spring is one of the busiest seasons in real estate, and if you're planning to sell your home in Kawartha Lakes, preparing early can help you attract buyers quickly. With more daylight, better weather, and increased buyer interest, spring offers the perfect opportunity to showcase your home in its best light. To ...

How to Create a Cozy Winter Retreat at Home – Affordable Ways to Make Your Space More Inviting February brings chilly temperatures and shorter days, making it the perfect time to turn your home into a warm and inviting winter retreat. While the cold outside may be inevitable, there are plenty of budget-friendly ways to transform your space into a cozy haven. Whether you want to create a ...

Why Winter Buyers Are Serious Buyers – The Benefits of Listing Your Home in February Instead of Waiting Until Spring When it comes to selling your home, timing can play a crucial role in attracting the right buyers. While many sellers wait until spring to list their homes, February presents a unique opportunity to reach motivated buyers. Winter homebuyers are often more serious, and listing ...